Credit report inaccuracies stand in the way of a lot of consumers wanting to get credit to purchase a new auto. That is why it is so important that before you sit down and meet with lenders or a representative from dealer financing, you should review your credit report for any inaccurancies. By reviewing your credit report and score, it will alert you to possible inaccuracies, missing information, or identity theft that could affect personal credit. It will also give you time so you can resolve the issues or straighten out any inaccuracies before applying.

It can be time consuming to rid your credit report of inaccuracies, but it's worth doing. Start by ordering a copy of your credit report to review from one or all three of the credit bureaus. Although most national lending institutions report consumer credit information to all three credit bureaus, smaller banks and other credit grantors may report only to one or even none. Therefore, your credit report may vary from one credit bureau to another.