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Step 3 - Research A Car
Now that you know what is on your credit report and know your credit score and your budget, it is time to start doing some research. The internet provides an endless amount of information on pretty much every imaginable vehicle. Some of this information is straightforward and some of it is just someones opinion. All of this information can help you make an informed decision on what vehicles will best suit your needs.


A good starting point for research is the auto manufacturer's websites. Most of these websites can be found very easily by doing a search for the make and/or model of the vehicle in any of the popular search engines such as yahoo.com or google.com. Once you get to the manufacturer's website you will be able to navigate through the models and view such things as interior and exterior options, standard and optional features, vehicle specifications, as well as the manufacturer's suggested retail price, special manufacturer financing, and/or rebates available.

There are also a number of web sites that provide consumers with excellent information that needs to be considered prior to purchasing a new vehicle. Some of the better website would include Edmunds.com, and NADAguides.com for estimates of true market value and reviews of many vehicles. Also these sites can help you research used car purchases, as well as trade in or private sale value for your current car.

For those consumers wanting more detailed information on such things as equipment & safety, five star crash test & rollover ratings, and defects & recalls, there is a great website located at SaferCar.gov - part of the National Highway and Transportation Safety Administration (NHTSA) database. They offer a lot of great information.

Proceed to Step 4 - Shopping Around


 
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Capital One Auto Finance: America's largest online vehicle lender. You'll find Capital One Auto Finance offers you the most competitive rates for your auto loan and provides vehicle loans to customers directly via the Internet, as well as through dealerships nationwide.
HouseHold Auto: HSBC Auto Finance may be able to save you $100's on refinancing your auto loan - whether you have great credit or problem credit. And you may even qualify to skip a car payment.
MyAutoLoan Finder: Let MyAutoLoanFinder make finding an auto loan the easiest part of buying your next vehicle. Even if you have less than perfect credit, we can help provide a loan from one of our respected lenders.
 

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