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Locking in a home mortgage rate today won't be the same as it was a year ago when rates stood at a 40-year low, but mortgage seekers are still getting a very attractive mortgage interest rate. Shopping around for the right home and getting the lowest possible interest rate is very important. Finding the right home mortgage with a low interest rate will lower your overall monthly payment and could save you thousands of dollars in interest over the life of the home mortgage loan. By comparing the APRs of different loans, you can compare the effective cost of a loan for a given period of time.

Based on your loan amount, interest rate, points paid, closing cost, and length of your loan, this mortgage APR calculator will show you what the real cost of the loan is.


APR Calculator
Enter loan amount (e.g. 75000), interest rate (e.g. 7.25), points (e.g. 2.0), closing cost (e.g. 1200), and loan length.
Loan Amount:    ?
Quoted Interest Rate: %  ?
Points: %  ?
Other Closing Costs To Include:    ?
Loan Length: Years   ?
* This calculator is considered reliable, but not guaranteed.
Refinance Rates
Purchase Rates
Refinance Rates,
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Compare rates in your area:
Mortgage Rates
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Purchase Rates,
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Mortgage Purchase and Refinance Rates: Home mortgage and mortgage refinancing rates are still at an all time low. It is predicted that mortgage rates will be increasing in the near future. Regardless if you are looking for a home purchase mortgage loan or a mortgage refinancing loan, you can still lock in a great rate.
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